Category: Financial Planning

Filter Blog by:
    Yes, Social Security Income Is Taxable – But Yours Doesn’t Have To Be

    Blog

    Yes, Social Security Income Is Taxable – But Yours Doesn’t Have To Be

    As you move toward retirement, you can’t be content just to accumulate assets. You need to develop a retirement income plan that can help guide you when it comes time to turn savings into sustainable retirement income.

    Read More
    Compounding Wealth (and Wisdom)

    Blog

    Compounding Wealth (and Wisdom)

    No single strategy works forever, but you also don’t want to change your approach every time the markets shift slightly. How does investing work – not just for a season or a year or two, but for a lifetime? Time is a major factor when it comes to successful investing.

    Read More
    4 Tips to Take Your 401(k) to the Next Level

    Blog

    4 Tips to Take Your 401(k) to the Next Level

    The best kind of money isn’t old, new or even tax-advantaged – it’s free money! If your employer has a 401(k) program, they probably have a matching plan. Know what that is and make sure you max it out. They’re essentially giving you money, which you never want to turn down.

    Read More
    How a 529 College Savings Plan Can Help Make Summer Dreams a Reality

    Blog

    How a 529 College Savings Plan Can Help Make Summer Dreams a Reality

    I have always loved the feeling of summer. Once Memorial Day celebrations kick off, the atmosphere seems to relax. Sunshine, water and sunscreen seem to be everyone’s focus. Long, warm nights are filled with the sounds of lawn mowers and children laughing.

    Read More
    Should you invest in a Roth or Traditional IRA?

    Blog

    Should you invest in a Roth or Traditional IRA?

    Multiple retirement savings vehicles are available but having options can be overwhelming. Each option comes with different rules leading to a variance of outcomes in the short-term and long-term. It’s not that dissimilar to choosing what to eat.

    Read More
    The Progression of Financial Planning Through Every Decade of Your Life

    Blog

    The Progression of Financial Planning Through Every Decade of Your Life

    Your career and lifestyle look completely different when you’re in your 20s compared to when you’re in your 60s – your financial focus and planning in each decade should follow suit. I’ve highlighted three financial tactics to focus on in each decade of your life starting with your 20s.

    Read More
    Why You Need a Will (and You Need One Today)

    Blog

    Why You Need a Will (and You Need One Today)

    Who wants to spend an afternoon thinking about their mortality? No one, which is why more than half of Americans don’t even have a will. The foundation of your estate plan is a Last Will and Testament. Without a will, you are leaving the disposition of your assets and the guardianship of your minor children to a court.

    Read More
    5 Reasons to Think About Long-Term Care Planning Today

    Blog

    5 Reasons to Think About Long-Term Care Planning Today

    I once received an email from a family friend about long-term care insurance. He was frustrated over a premium increase – which wasn’t the first rate hike – yet, he was still thankful for the policy. Despite the rising cost, he knew the importance of long-term care insurance in helping protect himself and his family.

    Read More
    Retirement Planning: What Are You Waiting For?

    Blog

    Retirement Planning: What Are You Waiting For?

    Almost half of households near retirement have nothing saved, and that’s a big problem. I believe the biggest headwind is merely getting started: saving money is hard to do. Life is filled with unpredictable events. Children, healthcare expenses and student debt exact a large toll on many Americans.

    Read More
    Future Funding of Social Security Is A Pivotal Piece To Retirement Security

    Blog

    Future Funding of Social Security Is A Pivotal Piece To Retirement Security

    By Jamie Hopkins You’ve probably heard of the three-legged retirement savings “stool.” The idea is that a quality savings plan for retirement starts with having three aspects of saving: personal savings, employer retirement savings and government-provided benefits.

    Read More