Risk Management and Insurance Services

Protecting yourself, your loved ones, your home or your business against unexpected events is a fundamental aspect of wealth planning. We work with a team of insurance specialists to provide customized solutions to address your needs and protect your family today and into the future.  In a comprehensive risk management plan, we implement and utilize the following insurance coverage’s:

Life: Is utilized for planning such as replacing income, funding a business succession plan and can also be used as an ideal tool with estate planning.

Disability Income: Protects your income in the event of your inability to work prior to financial freedom.

Long-Term Care: Personal and custodial care designed to cover long-term health services. Support is available in a variety of settings such as your home, a community organization or other facility.  It is important to keep in mind that Medicare is not nursing home insurance and does not cover long term care costs.